Remodelling a bathroom can dramatically increase the comfort, functionality, and value of your home. However, without careful planning, costs can quickly spiral out of control. Whether you’re upgrading a powder room or overhauling a master bath, creating a realistic and effective budget is essential.
This guide walks you through top tips for budgeting your bathroom remodel, so you can get the most out of every dollar without compromising on quality or style.
1. Set a Realistic Budget Range
Start by determining how much you’re willing (and able) to spend. For a small guest bathroom, you may only need $3,000–$7,000, while a high-end master bathroom remodel can easily exceed $25,000. Consider your home’s value and how long you plan to stay in the property to guide your investment level.
Budget Breakdown Example:
- Fixtures: 30%
- Labour: 25%
- Cabinets & Countertops: 15%
- Flooring: 10%
- Walls & Paint: 5%
- Plumbing & Electrical: 10%
- Contingency: 5–10%
2. Identify Your Must-Haves vs. Nice-to-Haves
Before hiring a contractor or shopping for tile, make a list of what’s essential and what’s optional. This will help you stay focused and avoid splurging on items that don’t bring significant value or functionality.
Must-Haves Might Include:
- Replacing old plumbing
- Installing a new vanity
- Improving ventilation
Nice-to-Haves Might Include: - Heated flooring
- Frameless shower doors
- Custom cabinetry
3. Get Multiple Estimates
Reach out to at least three licensed contractors or remodelling companies. Get detailed written quotes and compare them line-by-line. Don’t automatically go with the cheapest option — experience, references, and timelines matter just as much.
Be cautious of any estimate that seems too low; it may lead to hidden costs or subpar work later.
4. Choose Materials Wisely
You don’t have to sacrifice quality for cost. Many modern materials mimic the look of luxury at a fraction of the price. For instance, luxury vinyl tile (LVT) can look like stone or wood but is far more budget-friendly and water-resistant.
Tips:
- Use porcelain tiles instead of natural stone.
- Reface or repaint existing cabinets instead of replacing them.
- Buy fixtures and vanities during seasonal sales.
5. Plan for the Unexpected
Always include a 10–15% contingency fund in your budget. Bathrooms are notorious for surprises like water damage, mould behind tiles, or outdated wiring and plumbing. Having a buffer prevents these from blowing your entire budget.
6. DIY Where It Makes Sense
Labour costs can eat up a large chunk of your budget. If you have the skills, consider doing tasks like:
- Demolition
- Painting
- Installing towel bars, shelves, or mirrors
However, leave plumbing and electrical work to the professionals unless you’re certified.
7. Reuse and Repurpose
Where possible, reuse existing features like bathtubs, toilets, or mirrors. With a little polish or paint, you can transform outdated elements into statement pieces. This strategy not only saves money but is also environmentally friendly.
8. Avoid Moving Plumbing
Moving plumbing fixtures like sinks, showers, or toilets can dramatically increase your costs due to the work involved in rerouting pipes and ensuring proper drainage. Design your layout to work with existing plumbing where possible.
9. Track Every Expense
Use a spreadsheet or budgeting app to track your spending throughout the project. This will help you identify any budget leaks early and adjust your plans accordingly.
10. Time Your Remodel Wisely
Off-season remodelling (e.g., winter months) might yield better contractor availability and lower prices. Planning your remodel during these windows can save both time and money.
Frequently Asked Questions (FAQs)
How much does a bathroom remodel typically cost?
What’s the most expensive part of a bathroom remodel?
Can I remodel a bathroom for under $5,000?
How do I prioritise where to spend my money?
How long does a bathroom remodel take?
Final Thoughts
A well-planned bathroom remodel doesn’t have to break the bank. By establishing clear priorities, researching your options, and creating a detailed budget, you can upgrade your bathroom in a way that’s both beautiful and financially responsible. Planning is the key to avoiding stress and overspending — and enjoying the stunning results for years to come.

